Accounting that runs itself.

Yes. You can switch plans at any time during your trial or once you're a paying subscriber. Changes take effect immediately with no extra charges during a free trial or fixed discount period.

Fiskl is AI-native and global-native, built that way from day one. Real-time transaction categorisation, bank reconciliation and multi-currency matching are core to how the product works, on every plan. It supports 170 currencies, 21,000+ bank connections, invoicing in 60+ languages and a full-featured mobile app with complete feature parity. Fiskl is built for businesses operating locally, internationally, or both.

Fiskl's AI categorises transactions against your own chart of accounts and assigns the relevant tax, client or vendor, with up to 98% accuracy. It reconciles bank feeds, processes bills and receipts, matches payments across currencies and detects anomalies. Fi, your AI CFO, answers questions in 200 languages and proactively surfaces cash flow insights, forecasts and financial health signals.

You can use Fiskl independently or invite your accountant on any plan at no extra cost. They can access the same real-time accounting data and do not use one of your team seats. Whether you need professional advice depends on your business, jurisdiction and filing obligations.

Yes, both. Every financial report in Fiskl can switch between cash and accrual views. The figures recalculate instantly, so you can change basis whenever needed without running a period end or maintaining separate accounting records. The underlying ledger is full double-entry, GAAP and IFRS compliant.

Yes. Fiskl is purpose-built for businesses that operate across borders. It supports 170 currencies with real-time FX, connects to more than 21,000 banks and financial institutions globally, and handles tax liability reporting across multiple jurisdictions. You can invoice in 60+ languages, accept payments through Apple Pay, iDEAL, Bancontact, GoCardless and more, and manage everything from a single dashboard or your phone.

Each separate business or legal entity needs its own Fiskl subscription, so three businesses means three subscriptions. This keeps each company's ledger, currencies, tax registrations and financial records properly separate. If one business operates multiple brands, you can manage them within the same subscription, subject to your plan's brand limits. Accounting firms can manage multiple clients through a single Fiskl Atlas dashboard, which is free for the firm.

No. Fiskl does not add any fees on top of those charged by your payment provider. You connect your own Stripe, PayPal or GoCardless account and pay the provider's standard processing rates directly.

Fiskl uses 256-bit encryption, automated data backups and strict access controls. Your data is stored in your region, with local data residency included on every plan. Payment card details and online banking credentials are never stored in Fiskl. Your financial data is never sold or used to train any AI model.