AI-native accountingFi — AI CFO in 200 languages170+ currenciesReal-time accounting
Accounting that runs itself.
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App Store RatingGoogle Play RatingTrustpilot RatingCapterra Rating
Solo
For freelancers and solo businesses
$
0
Free trial
/30 days
Free trial for 30 days, then $25/month
local taxes may apply
Complete AI accounting for solo entrepreneurs
AI-NATIVE ACCOUNTING
AI transaction categorisation
AI bank reconciliation
AI expense & receipt extraction
AI multi-currency matching
Fi — Your 24/7 AI CFO
Financial health insights
Fi ledger intelligence
Ask Fi anything · 200 languages
GLOBAL INVOICING & PAYMENTS
170 currencies
21,000+ bank connections globally
1 user2 banks2 brandsAccountant access
ProMost Popular
For small businesses ready to scale
$
0
Free trial
/30 days
Free trial for 30 days, then $45/month
local taxes may apply
Everything in Solo, plus team features and AI enhanced automation
Enhanced AI + Fi
Fi cash flow forecasting
Fi scenario planning
AI anomaly detection
AI tax code intelligence
Native Automation
Stripe AI reconciliation
Automated payment reminders
Custom email domain & templates
Team Collaboration
5 users included
Team permissions & roles
5 users4 banks4 brandsAccountant access
Prime
For businesses operating across borders
$
0
Free trial
/30 days
Free trial for 30 days, then $65/month
local taxes may apply
Everything in Pro, plus advanced AI and unlimited scale
Advanced AI + Fi
Fi ledger read & write
Fi-assisted period close
AI tax optimisation
Advanced Fi model
Advanced FX
Advanced FX management
Dynamic FX recalculation
Automated FX gains & losses
Unlimited Scale
10 users included
Unlimited bank connections
10 users∞ banks∞ brandsAccountant access
You're in good company
Fiskl is trusted by small businesses in over 200 countries
170+
currencies supported
200+
countries with localised pricing
60+
invoice & payment languages
21K+
banks supported globally
App Store
4.9 out of 5Google Play
4.8 out of 5“Excellent” Rating
Trustpilot
CAPTERRA
4.8
G2
High
Performer
Performer
Summer 2023
Compare all features
Solo
Pro
Prime
Compare all features
Solo
Pro
Prime
AI-native accounting
AI transaction categorisation
Up to 98% accuracy
AI bank reconciliation
AI multi-currency matching
Chain matches across up to 4 currencies — invoices, payments, bank and internal transfers
AI bills, receipts & expense data extraction and matching
Extracted, categorised, posted to AP and matched to bank entries automatically. End-to-end, zero touch.
25 pages/mo
100 pages/mo
300 pages/mo
AI anomaly detection
Fi — Agentic AI CFO
Ask Fi anything — 200 languages
Natural language queries across your full financial dataset
Fi financial health insights
Real-time signals on cash, margin, AR/AP, vendor spend and business health
Fi ledger intelligence
Finds duplicates, misclassified entries and tax errors across your full ledger
Fi analysis, reports & charts
Interactive charts, period analysis, financial reports and conversational reporting
Fi cash flow forecasting & scenario planning
Forward-looking cash flow and conversational financial scenario modelling
Fi data correction & entry posting
Fix errors and post entries directly from conversation
Fi Standard model
~80 conversations per 1M tokens. Extra tokens available on all plans.
1M tokens/mo
3M tokens/mo
5M tokens/mo
Fi Advanced model
Access to the latest, most advanced AI model available.
Pay-per-use
Real-time accounting
Instant bank-to-ledger with AI categorisation
No staging, no posting step
Dynamic ledger recalculation
Continuously recalculates across currencies, invoices, AR, payments and bank entries
Transaction split & match
Real-time financial statements
All core financial statements, always current — no period-end run required
Real-time accounting reports
Reflects every transaction as it posts to the ledger
Fully customisable widget dashboard
Build your view — every metric, chart and insight as a widget
Fi-powered dashboard intelligence
Ask Fi to explain, analyse or act on any widget in real time
Key metrics dashboard
Cash, revenue, expenses and net profit with live year-on-year delta tracking
Cash flow analysis with interactive charts
Daily, weekly and monthly views
Financial ratios & health indicators
Net profit margin, liquidity, working capital, capital efficiency
AR/AP ageing with breakdown charts
Current, overdue and critical buckets with visual ageing breakdown
Income-to-profit waterfall
Visualise the full journey from revenue to net profit
Full-featured mobile accounting — iOS & Android
Complete accounting, invoicing, expenses and Fi access on mobile — real-time, anywhere
Global tax management
Tax mapping — jurisdiction, agency & currency
Map any tax or tax mix to a jurisdiction and agency in local currency
Single, compound & multi-level tax structures
Up to 4-level tax structures — select a group, Fiskl calculates
Real-time tax liability reporting
By jurisdiction, by agency, in local currency — dynamically calculated
Global tax reporting across 170 currencies
Full liability visibility across every territory simultaneously
AI tax code intelligence
IRS, HMRC, IRAS & ATO & more — transaction-level queries with source links
AI tax compliance
At point of invoicing and at point of accountant review
AI tax optimisation
Proactive tax optimisation across jurisdictions
Digital tax filing
MTD, IRAS, BAS lodgement — roadmap
coming
coming
coming
Multi-currency & global
Available in 200 countries
Full product availability and local currency support in 200+ countries
Multi-currency accounting — 170 currencies
Every plan, no upgrade required
Transaction-level FX rate control
Override live rates at any transaction or period — full control at every level
Automated FX gains & losses
Realised and unrealised FX gains/losses calculated automatically
Live foreign exchange rates
Accounting & reporting
Double-entry accounting — GAAP & IFRS compliant
Full double-entry bookkeeping engine, internationally compliant
Customisable multi-currency chart of accounts
Multi-currency journal entries
Full double-entry journals across all currencies
Multi-currency accounts payable & receivable
AR/AP tracked and reported in any currency
Full transaction history
Complete searchable record of all transactions
Your financial data — always yours
Full portability and access — always
Your data is never sold or used for AI training
We do not sell, share or use your financial data to train any AI model
Export — CSV, Excel, PDF, Google Sheets
Google Sheets on Pro and Prime
Import — CSV & bank statements
Fixed asset management
coming
Banking & payments
21,000+ bank connections globally
Powered by Yodlee & Salt Edge
2 connections
4 connections
Unlimited
Open banking — EU PSD2
Bank & credit card statement import
AI payment-to-invoice matching
Matches payment to invoice and bank entry automatically on sync
Zero-touch Stripe payouts reconciliation
Stripe payouts automatically reconciled to bank entries
Card & wallet payments
Stripe, PayPal, Apple Pay, Google Pay — 170 currencies
Bank & direct debit payments
GoCardless, iDEAL, Bancontact
Invoicing & quotes
Multi-currency invoices & quotes
170 currencies · 60+ languages
E-invoicing
Structured electronic invoice formats — globally compliant
coming
coming
coming
Automated recurring invoices
Customisable invoice & quote templates
One-click payment links
Scheduled & instalment payments
Deposits & discounts
Product & services catalogue
Send invoices via WhatsApp, Telegram, iMessage
Email CC/BCC on invoices
Multiple brands
2 brands
4 brands
Unlimited
Automated payment reminders
Custom email domain
Custom email templates
Expenses & bills
AI bills/receipts/expense data extraction
Full data extraction from bills, receipts and expenses
Bill management & AP AI matching
Vendor management
Recurring expenses
coming
coming
Expense approval workflows
coming
Time, mileage & projects
Billable time tracking
Revenue analysis and time by client included
Mileage tracking — Google Maps integration
Billable mileage and time logged as expenses
Project profitability
coming
coming
Team & permissions
Team members included
Additional members available on Pro and Prime
1 user
5 users
10 users
Additional team members
Per additional user, billed monthly
$5/month
$5/month
Invite your accountant
Free — no extra seat required
Team permissions & role-based access control
Full audit trail
coming
coming
coming
Approval workflows
coming
Integrations & API
Open API access
Zapier integration
Payroll integration
coming
coming
Security & privacy
Bank-grade encryption (256-bit SSL)
Local data residency
Your data stored in your region
Global privacy compliance
GDPR, CCPA, LGPD, PIPEDA and more
Email & Fi support
Fi available 24/7 in 200 languages
Live chat support
IncludedNot availablecomingOn roadmap
Real businesses. Real results.
From solo founders to scaling teams, across 200+ countries
As a busy business owner, Fiskl saves me hours by managing all my finances in one platform. Invaluable for my business!
Caroline Kimetto
CEO
Fiskl's automation of invoices and accounting reconciliation saves me countless hours and with everything on my phone it's a game changer.
Botond Imre
CEO
Fiskl is so intuitive, I would recommend it to anyone who runs a small business.
Marcin Ruman
Founder
For accountants & accounting firms
Fiskl Atlas — a dedicated platform for your firm.
Manage all your clients, earn up to 50% recurring revenue share, and access AI advisory tools no other platform offers.
Free for accountants
A free Fiskl account for your firm's internal use — manage your own books inside the platform you recommend.
FreeManage all your clients
Multi-client and multi-branch dashboard. Manage branches, currencies, team permissions and roles across all clients.
FreeUp to 50% revenue share
Monthly recurring revenue share — not per sale. Up to 50% recurring for 5 years, the strongest rate in the market.
Industry leadingAI advisory tools
Fi-powered variance analysis, cash flow forecasting, tax optimization and CFO-level client insights. Coming 2026.
Fiskl exclusiveFAQs
How does the Fiskl trial work?
Every plan comes with a free trial with full access to all features. A credit card is required to start but if you're charged after the trial and change your mind, we offer a full 30-day money-back guarantee. No questions asked. Cancel anytime from the web dashboard or mobile apps.
Can I upgrade or downgrade my plan?
Yes. You can switch plans at any time during your trial or once you're a paying subscriber. Changes take effect immediately with no extra charges during a free trial or fixed discount period.
How is Fiskl different from QuickBooks or Xero?
Fiskl is AI-native and global-native built that way from day one. Real-time transaction categorisation, bank reconciliation, and multi-currency matching are core to how the product works, on every plan. 170 currencies, 21,000+ bank connections, invoicing in 60+ languages, and a full-featured mobile app with complete feature parity. If your business operates across borders, Fiskl is built for that by default.
What does Fiskl's AI actually do and how accurate is it?
Fiskl's AI handles the end-to-end accounting workflow automatically: it categorises transactions (up to 98% accuracy), reconciles your bank feeds, extracts and posts bills and receipts, matches payments across multiple currencies, and detects anomalies. Fi, your AI CFO, answers questions about your business in 200 languages and proactively surfaces cash flow insights, forecasts, and financial health signals without you having to ask.
Is Fiskl right for international businesses?
Yes, Fiskl is purpose-built for businesses that operate across borders. It supports 170 currencies with real-time FX, connects to 21,000+ bank connections globally, and handles tax liability reporting for multiple jurisdictions. You can invoice in 60+ languages, accept payments via local methods (Apple Pay, iDEAL, Bancontact, GoCardless and more), and manage everything from a single dashboard or from your phone, anywhere in the world.
How secure is my data?
Fiskl uses 256-bit SSL encryption, automated data backups, and strict access control. Your data is stored in your region local data residency is included on every plan. Payment card and banking data is never stored in Fiskl, and your financial data is never sold or used to train any AI model.
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Copyright © 2026 Fiskl Limited ·
Fiskl Limited is registered in England and Wales (No. 09330290). All rights reserved.
Fiskl Limited is registered in England and Wales (No. 09330290). All rights reserved.